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Check "compare" on the plans you like, then click on the "compare selected plans" button.
Pet Health Insurance Comparison Chart
Pet insurance, and whether you choose to get it, can make a big difference when facing tough decisions about health care for your dog. The fact is, coverage for your cat or pup is often just as complicated as health insurance policies for humans. Here’s where to start: Use the grid below to compare pet insurance plans. Check out the comments offered by fellow dog and cat owners, and don’t forget to post your own opinion if pet insurance has made a difference for your family.
Trupanion |
PetFirst |
Pets Best |
ASPCA |
VPI |
PurinaCare |
PetPlan |
AKC |
Embrace |
Hartville |
24PetWatch |
Petshealth Care Plan |
Healthy Paws |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Customizable Plan |
Accident Only |
Basic |
Preferred |
Preferred Plus |
Senior |
Basic |
Pets First |
Pets Premier |
Level 1 |
Level 2 |
Level 3 |
Level 4 |
Standard |
Superior |
PurinaCare |
PurinaCare Plus |
Bronze |
Gold |
Silver |
Accident Plus |
Essential |
Essential Plus |
Wellness |
Wellness Plus |
Customizable Plan |
Level 1 |
Level 2 |
Level 3 |
Level 4 |
QuickCare |
QuickCare Complete |
QuickCare Gold |
QuickCare Intro |
QuickCare Optimum |
Quickcare Senior |
TenantCare |
Level 1 |
Level 2 |
Level 3 |
Level 4 |
Customizable Plan |
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| Starting at $24.08 | $16.95/month | $38.95/month | $50.95/month | $68.95/month | $61.95/month | $23/month | $38/month | $56/month | Starting at $9.50 | Starting at $17.50 | Starting at $33.50 | Starting at $59 | $17/month | $29/month | $22/month | $28/month | $25/month | $31/month | $28/month | $18/month | $29/month | $40/month | $63/month | $75/month | $15-$82/month | Starting at $9.50 | Starting at $17.50 | Starting at $33.50 | Starting at $59 | Starting at $10.95 | Starting at $54.90 | Starting at $28.95 | Starting at $15.15 | Starting at $32.45 | $32.95/month | $18.95/month | Starting at $9.50 | Starting at $17.50 | Starting at $33.50 | Starting at $59 | Starting at $20.95/month | ||||||||||||
| 13 years | None | 9 years | 9 years | 9 years | Minimum 10 years at enrollment | None | None | None | 12 years | 12 years | 12 years | 12 years | 10 years | 10 years | None | None | 8 years (5 years for select breeds) | 8 years (5 years for select breeds) | 8 years (5 years for select breeds) | None | 9 years | 9 years | 9 years | 9 years | 8 years (mixed breeds), 6 years (purebred) | 12 years | 12 years | 12 years | 12 years | None | 8 years (6 years for select breeds) | 8 years (6 years for select breeds) | 6 years | 6 years | None | 8 years (6 years for select breeds) | 12 years | 12 years | 12 years | 12 years | 13 years | ||||||||||||
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| Hip dysplasia coverage | None | Breeders' coverage, hereditary condition, chronic conditions, prescription food | Breeders' coverage, hereditary conditions, chronic conditions, prescription food | Breeders' coverage, hereditary conditions, chronic conditions, prescription food | Routine care, breeders' coverage, hereditary conditions, prescripton food | Routine care plan | Routine care plan | Routine care plan | None | Continuing care | Continuing care | Continuing care | Enhanced cancer rider, routine care plan | Enhanced cancer rider, routine care plan | None | None | None | None | None | None | None | None | None | None | None | None | Continuing care | Continuing care | Continuing care | Emergency care | Emergency care | Emergency care | Emergency care | Emergency care | Emergency care | Emergency care | None | Continuing care | Continuing care | Continuing care | |||||||||||||
| ele, pre, beh, brd, pvt | ele, pre, acl, par, beh | ele, pre, acl, par, beh, cos, dys, par, ing | ele, pre, acl, par, beh, cos, dys, par, ing | ele, pre, acl, par, beh, cos, dys, par, ing | ele, pre, acl, par, beh | PVT, con, ele, par, pre | PVT, con, ele, par, pre | PVT, con, ele, par, pre | acl, alt, beh, brd, con, ele, her, ing, pre | acl, alt, beh, brd, con, ele, her, ing, pre | acl, alt, beh, brd, con, ele, her, ing, pre | acl, alt, beh, brd, con, ele, her, ing, pre | acl, brd, ele, her, pre, var | acl, brd, ele, her, pre, var | brd, cos, ele, pvt, pre | brd, cos, ele, pvt, pre | ele, pre | ele, pre | ele, pre | con, dys, her, pre | con, dys, her, pre | con, dys, her, pre | con, dys, her, pre | con, dys, her, pre | BEH, BRD, COS, ELE, ING, PRE, PVT | acl, alt, beh, brd, con, ele, her, ing, pre | acl, alt, beh, brd, con, ele, her, ing, pre | acl, alt, beh, brd, con, ele, her, ing, pre | acl, alt, beh, brd, con, ele, her, ing, pre | PRE, PVT, ELE, BRD, BEH | PRE, PVT, ELE, BRD, BEH | PRE, PVT, ELE, BRD, BEH | PRE, PVT, ELE, BRD, BEH | PRE, PVT, ELE, BRD, BEH | PRE, PVT, ELE, BRD, BEH | PRE, PVT, ELE, BRD, BEH | acl, alt, beh, brd, con, ele, her, ing, pre | acl, alt, beh, brd, con, ele, her, ing, pre | acl, alt, beh, brd, con, ele, her, ing, pre | acl, alt, beh, brd, con, ele, her, ing, pre | ALT, BEH, PAR, PRE | ||||||||||||
| Check "compare" on the plans you like, then click on the "compare selected plans" button. | |
KEY
| ACL | ACL/CCL surgery within first 12 months |
| ALT | Alternative care |
| BEH | Behavioral problems |
| BRD | Breeding |
| CON | Congenital conditions |
| COS | Cosmetic treatments |
| DYS | Hip and elbow dysplasia |
| ELE | Elective procedures |
| HER | Hereditary conditions |
| ING | 1 object ingestion per 12 months |
| INH | Inhumane treatments |
| PAR | Parasites |
| PRE | Pre-existing conditions |
| PVT | Preventable conditions |
| VAR | Various musculoskeletal, urinary, respiratory, ocular, endocrine, and blood disorders |
|
Accident only |
|
If accident related |
Disclaimer:
This information is provided for general information and educational purposes only and is subject to change without notice. You should contact each Insurance provider for the latest information, availability of products and services and confirm all terms and conditions that apply before making a purchase decision. Except as expressly stated by Dogtime.com, no affiliation, endorsement or sponsorship of third party products and services is intended or implied.
This information is provided for general information and educational purposes only and is subject to change without notice. You should contact each Insurance provider for the latest information, availability of products and services and confirm all terms and conditions that apply before making a purchase decision. Except as expressly stated by Dogtime.com, no affiliation, endorsement or sponsorship of third party products and services is intended or implied.
Share your opinions
- PurinaCare Plus im not sure put is purina care the insurance to get? ,great price,not many things not covered.please let me know what i dont know.thankyou.my dog is5.5 mon.female . gsd. - notwelldad
- 24PetWatch QuickCare Gold lastly, with 24petwatch, on all of their plans i know exactly how much coverage i can expect per illness. with vpi it was always sit and wait. you never knew how much you were going to get back. it was like having a scratch off lotto ticket - aagilbee
- 24PetWatch QuickCare Intro i especially liked how 24petwatch was flexible. so i can start with a high coverage plan, and downgrade after my pet has been neutered. also, they have discounts for microchips of all brands. - aagilbee
- 24PetWatch QuickCare Gold after hours of research i went with 24petwatch quickcare gold. their customer service was wonderful and really took the time to carefully explain every policy to me. i feel much better having pet insurance now. . - aagilbee
- ASPCA Level 1 could you please make this chart more unequivocally clear. does a check mean yes it is included? don't assume everyone knows your keys. - aagilbee
- ASPCA Level 1 this is a great start but it took a lot of questioning and research to find coverage for my bernese mountain dog that did not exclude malignant histiocytosis. some companies exclude it for all breeds, some just for berners. - brrnese
- Trupanion Customizable Plan thank you dogtime for putting this great comparison tool together! as a representative of trupanion, i would like to make myself available as well to anyone who has questions about trupanion! fire away... - Melissa at Trupanion
- VPI Standard why is it when i went to the vet's office they only had flyers from vpi and only recommended vpi. i thought it was the only choice. i see there are others. but why do they recommend vpi when all i hear are not so great things? - 111
- VPI Superior i used vpi and they only covered the basics. when it came down to serious operations and hospital stays there was no compensation. i calculated that they never pay you more than 80% of what you contributed. - l_i_z
